<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>CalmDollar Blog</title><description>Plain-spoken writing on zero-based budgeting, money habits that stick, and budgeting together as a household.</description><link>https://www.calmdollar.com/</link><language>en-us</language><item><title>How to export EveryDollar to Excel</title><link>https://www.calmdollar.com/blog/everydollar-export-to-excel/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/everydollar-export-to-excel/</guid><description>Yes, you can get your EveryDollar budget and transactions into Excel. Export them as CSV with a free Chrome extension, open them in Excel the right way, and build a spending summary by category and month with one pivot table.</description><pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate><category>everydollar</category><category>export</category><category>excel</category><author>CalmDollar Team</author></item><item><title>The no-budget method: how it works</title><link>https://www.calmdollar.com/blog/no-budget-method/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/no-budget-method/</guid><description>The no-budget method, also called the anti-budget or pay-yourself-first budget, skips categories entirely. You automate savings and bills on payday and spend what&apos;s left however you like. Here&apos;s how to set it up, who it suits, and the signs it isn&apos;t working.</description><pubDate>Fri, 02 Oct 2026 00:00:00 GMT</pubDate><category>budgeting methods</category><category>basics</category><author>CalmDollar Team</author></item><item><title>The 10-minute weekly budget review</title><link>https://www.calmdollar.com/blog/weekly-budget-review/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/weekly-budget-review/</guid><description>A monthly budget gets set once and then quietly drifts. A short check-in once a week catches the drift while it&apos;s still small. Here&apos;s the checklist we use, step by step, and how long each part should take.</description><pubDate>Tue, 29 Sep 2026 00:00:00 GMT</pubDate><category>habits</category><category>weekly review</category><category>basics</category><author>CalmDollar Team</author></item><item><title>Introducing the retirement calculator</title><link>https://www.calmdollar.com/blog/introducing-the-retirement-calculator/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/introducing-the-retirement-calculator/</guid><description>A free, private retirement calculator that shows the balance you&apos;re on pace for and roughly what it&apos;s worth as monthly income. No account, nothing saved, and it runs in your browser.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>retirement</category><category>tools</category><author>CalmDollar Team</author></item><item><title>Sinking funds: budget for bills you saw coming</title><link>https://www.calmdollar.com/blog/sinking-funds/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/sinking-funds/</guid><description>Car insurance, the vet, Christmas, the annual software renewal. None of these are emergencies, but they wreck budgets like they are. A sinking fund turns a once-a-year bill into a small monthly line, and here&apos;s how to set one up.</description><pubDate>Wed, 16 Sep 2026 00:00:00 GMT</pubDate><category>sinking funds</category><category>goals</category><category>basics</category><author>CalmDollar Team</author></item><item><title>How to export your EveryDollar data to CSV</title><link>https://www.calmdollar.com/blog/export-everydollar-data/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/export-everydollar-data/</guid><description>EveryDollar makes it easy to put data in and harder to get it back out. Here&apos;s how to export your budget and transactions to CSV, the fast way with a free browser extension and the manual way, so your history is yours to keep or move.</description><pubDate>Tue, 08 Sep 2026 00:00:00 GMT</pubDate><category>everydollar</category><category>export</category><category>switching</category><author>CalmDollar Team</author></item><item><title>How to budget as a family without fighting</title><link>https://www.calmdollar.com/blog/how-to-budget-as-a-family/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/how-to-budget-as-a-family/</guid><description>Most money fights are really visibility fights. A practical playbook for budgeting with a partner or family: one shared plan, personal spending nobody polices, and a short weekly review.</description><pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate><category>family</category><category>budgeting together</category><author>CalmDollar Team</author></item><item><title>Why streaks make budgets stick</title><link>https://www.calmdollar.com/blog/why-streaks-make-budgets-stick/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/why-streaks-make-budgets-stick/</guid><description>Budgets don&apos;t fail because of math. They fail because the habit dies. Here&apos;s the behavioral science behind streaks, and how a little friendly game design keeps you logging long enough for budgeting to work.</description><pubDate>Fri, 26 Jun 2026 00:00:00 GMT</pubDate><category>habits</category><category>gamification</category><category>streaks</category><author>CalmDollar Team</author></item><item><title>What is a zero-based budget? How it works</title><link>https://www.calmdollar.com/blog/what-is-zero-based-budgeting/</link><guid isPermaLink="true">https://www.calmdollar.com/blog/what-is-zero-based-budgeting/</guid><description>A zero-based budget gives every dollar of income a job before the month starts, until income minus everything you assign equals zero. Here&apos;s how it works step by step, a full example with real numbers, and what to do when the month doesn&apos;t go to plan.</description><pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate><category>zero-based budgeting</category><category>basics</category><author>CalmDollar Team</author></item></channel></rss>